About Tata Capital
Tata Capital – Empowering Financial Growth with Trust and Innovation
Tata Capital Limited is one of India’s leading non-banking financial companies (NBFCs), a subsidiary of the prestigious Tata Group — a name synonymous with trust, ethics, and excellence. Established in 2007, Tata Capital offers a diverse range of financial services catering to retail, corporate, and institutional clients. With its customer-first approach, innovative digital solutions, and strong ethical foundation, Tata Capital has positioned itself as a trusted financial partner for millions of Indians.
A Legacy of Trust Backed by Tata Group
The Tata Group has been a cornerstone of Indian industry for over 150 years, and Tata Capital brings that same legacy of integrity and reliability into the financial sector. Headquartered in Mumbai, Tata Capital operates with a vision to become the most admired and customer-centric financial solutions provider in India. It delivers tailored services with transparency, responsible lending, and financial inclusion at its core.
Comprehensive Financial Solutions
Tata Capital offers an extensive portfolio of financial products and services, structured to meet a wide variety of personal and business needs. These include:
Personal Loans
Tata Capital provides personal loans with minimal paperwork, fast approval, and flexible repayment tenures. Whether you need funds for travel, marriage, home renovation, or medical emergencies, their personal loans offer quick and convenient access to finance with competitive interest rates.
Home Loans
Tata Capital’s home loan offerings are designed to make homeownership dreams come true. With features like zero hidden charges, low EMIs, balance transfer options, and doorstep service, customers can finance their ideal homes with ease and confidence.
Business Loans
The company supports SMEs, entrepreneurs, and large enterprises with customized business loans. These loans come with flexible terms, attractive interest rates, and no collateral requirements for unsecured options—helping businesses scale and grow.
Vehicle Loans
Tata Capital provides car loans, used car loans, and two-wheeler loans with fast disbursal and easy documentation. These loan products are designed to help customers get on the road without financial stress.
Loan Against Property
Loan Against Property (LAP) from Tata Capital helps customers leverage their residential or commercial properties for large funding needs. These loans are ideal for education, business expansion, or any other significant financial requirement.
Wealth Management
Tata Capital Wealth offers investment services such as mutual funds, portfolio management, fixed income products, and retirement planning. With expert advisors and a customer-centric approach, Tata Capital helps individuals grow their wealth responsibly.
Consumer Durable Loans
Tata Capital enables customers to buy electronics and appliances on EMIs through its consumer durable loans. With over 100+ categories and 1 lakh+ partner outlets, financing consumer products has never been easier.
Digital First Approach
In today’s fast-paced world, convenience and speed are essential. Tata Capital has adopted a strong digital strategy to provide seamless services to its customers. From applying for loans to managing investments, every service is available through its website and mobile app. The Tata Capital App allows users to apply for loans, track applications, pay EMIs, and manage investments—all from their smartphone.
The company has also implemented AI-driven customer support, smart loan calculators, and document upload features to simplify the process and reduce turnaround times.
Customer-Centric Philosophy
Tata Capital’s tagline, “We only do what’s right for you”, reflects its deep commitment to ethical practices and putting customers at the center of all operations. Their products are designed to be inclusive, flexible, and transparent—making finance accessible to salaried individuals, self-employed professionals, and businesses alike.
The company ensures quick loan disbursal, personalized support, minimal documentation, and end-to-end digital processing, which improves customer satisfaction and loyalty.
Pan-India Presence
Tata Capital serves customers across India with a robust presence in more than 100 cities. Through its branches, partner networks, and digital channels, it ensures that quality financial solutions are available even in semi-urban and rural areas.
This wide reach supports the company’s goal of promoting financial inclusion and empowering individuals and businesses from all segments of society.
Sustainable and Responsible Lending
Beyond profits, Tata Capital believes in purpose-driven business. The company actively supports financial literacy, sustainability, and community development through various CSR initiatives. Its “Do Right” platform encourages responsible behavior, and the company is committed to ethical lending, data security, and inclusive practices.
Why Choose Tata Capital?
Backed by the trusted Tata brand
Wide range of loan and investment products
Customer-first policies and ethical practices
Digital onboarding and easy application processes
Competitive interest rates and flexible repayment
Strong presence across urban and rural India
Whether you’re a young professional looking to fund your dreams or a business aiming to expand operations, Tata Capital offers the tools, support, and financial expertise to help you succeed.
Conclusion
Tata Capital stands out as a forward-thinking NBFC that blends technology, tradition, and transparency to create financial solutions that truly serve the customer. With its growing digital ecosystem, pan-India presence, and commitment to ethical finance, Tata Capital continues to redefine financial empowerment for millions of Indians. Choosing Tata Capital means choosing a partner who stands by you through every stage of your financial journey—with trust, integrity, and innovation.